Benefits

The Town of Davie offers a competitive and comprehensive benefits package for eligible employees.

The Town’s group insurance plan year is January 1st through December 31st.

​ Premiums for medical, dental, vision and certain supplemental insurance policies and contributions to FSA & HSA accounts are deducted through a Cafeteria Plan established under Section 125 if the Internal Revenue Code and are pre-tax to the extent permitted. Under Section 125, changes to your pre-tax benefits can be made ONLY during the Open Enrollment period unless you or your qualified dependents experience a qualifying event, and the request to make a change is made within 30 days of the qualifying event.

​ Under certain circumstances, you may be allowed to make changes to your benefits elections during the plan year, if the event affects your own, your spouse’s, or your dependent’s coverage eligibility. An “eligible” qualifying event is determined by the Internal Revenue Service (IRS) Code, Section 125.

Examples of qualifying events include the following:


​• Gain or loss of eligibility for Medicaid or CHIP coverage (60 day notification period)
​• An increase or decrease in your work hours cases eligibility or ineligibility
​• A covered dependent no longer meets   eligibility criteria for coverage
​• You, your spouse, or dependent(s) terminate or start employment
​• You have a child, gain legal custody or adopt a child
​• A child gains or loses coverage with an ex-spouse
​• Your spouse and/or other dependent(s) die(s)
​• Gain or loss of Medicare coverage
​• You get married or divorced

Important


​If you experience a qualifying event, you must make the changes to your coverage within 30 days via BenTek or by contacting Human Resources. Beyond 30 days, requests will be denied, and the employee may be responsible both legally and financially for any claim and/or expense incurred as a result of the employee or a dependent who continues to be enrolled but no longer meets eligibility requirements. If approved, changes will take place on the first of the month following the qualifying event, except for newborns, which are effective on the date of the birth. Any cancellations will be processed at the end of the month, except coverage terminates on the date following a death. You are required to provide valid documentation supporting a change in status or “Qualifying Event.”

Medical

Resource
Resource Summary
United Health Care  This is a great tool that can assist you in many ways. This site allows you to view your claims, look up benefits, find a doctor, refill a prescription, look up health topics, chat with a nurse, and much more.
Side By Side Plan Comparison (PDF)
This document compares all three health plan options side-by-side.
Choice Plus EPO 2018 (PDF)
Summary of Benefits and Coverage
Choice Plus POS Plan 2018 (PDF)
Summary of Benefits and Coverage
Choice Plus HSA 2018 (PDF)
Summary of Benefits and Coverage

Pharmacy Management

Resource
Resource Summary
OptumRX Mail Order Form (PDF) View or download this Mail Order Form.
Prescription Drug List (PDF)
This Prescription Drug List (PDL) outlines the most commonly prescribed medications for certain conditions and organizes them into cost levels, also known as tiers.

Dental

Resource
Resource Summary
Humana Dental Member Services By registering, you gain online access to a wealth of information including benefit eligibility, claims status, history, and more! Registration only takes a few moments.
Humana Dental Plan Summaries (PDF)
Summary of benefits and coverage
HS205 Plan (PDF)
Fee Schedule
Advantage Plus 3S Plan (PDF)
Fee Schedule
PPO - Low (PDF)
Fee Schedule
PPO - High (PDF)
Fee Schedule

Vision

Resource Resource Summary
Humana Vision This website contains information regarding the Town's supplemental VisionCare plan.
Humana Vision Plan (PDF)
Benefit Summary

Employee Assistance Program (EAP)

Resource Resource Summary
United Healthcare Care24 (PDF)
Phone: 888-887-4114
Unum Work-Life Balance (PDF)
Your work-life balance employee assistance program - provided at no additional charge through your company's insurance benefit plan - can help you find solutions for everyday challenges of work and home as well as for more serious issues involving emotional and physical well-being.

Aflac

Resource Resource Summary
Accidental Injury Claim Form (PDF)  For information on any of your AFLAC plan benefits please contact one of our Aflac representatives: Gloria Schulze, (954) 755-7904, email or Gene Villa, (561) 714-4224, email
Hospital Indemnity Claim Form (PDF)

Wellness: Accident Claim Form (PDF) View or download the Wellness Accident Claim Form.
Wellness: Cancer Claim Form (PDF)
View or download the Wellness Cancer Claim Form.
Wellness: Hospital Claim Form (PDF) View or download the Wellness Hospital Claim Form. +Insert+Insert×Remove

Flexible Spending - Wage Works

Short Term Disability, Long Term Disability, Life and AD & D Benefits

Resource Resource Summary
Short Term & Long Term Disability (PDF)
Group Insurance Policy - Policy Overview
Short Term Disability Claim Form (PDF)
Disability Claim Form
Life and AD & D (PDF)
Group Insurance Policy/Enrollment and Beneficiary Documents

457 VOYA (formerly ING)

Resource Resource Summary
www.voyaretirementplans.com VOYA Website
Erik Sherman, (786) 423-2800 Representative
Office: (800) 584-6001  VOYA Customer Service

Legal Service

Resource Resource Summary
Legal Shield (PDF)
Information Sheet
US Legal Information (PDF)
Information Sheet
US Legal Endorsement (PDF)
Endorsement 7 US109A Senior Defender

Other Benefits

Resource Resource Summary
VPI Pet Insurance (PDF)
Affordable Pet Healthcare Coverage
VPI Pet Insurance Enrollment (PDF)
Summary of how to apply for this benefit.
Travel Assistance (PDF) Worldwide emergency travel assistance services are available to you with just one call. When traveling for business or pleasure, in a foreign country or just 100 miles or more away from home, you and your family can count on getting help in the event of a medical emergency.